Insurance Claims & Adjuster Disputes
Soft metals dent before shingles bruise. Documenting them establishes that a hail event occurred and how large the stones were.
Written by Nathaniel Davis, owner of Roof Gutter Now — a licensed exterior restoration contractor in Ohio, Pennsylvania and New York. Updated August 2026
Adjusters trust metal more than asphalt, because metal cannot age into a dent. Soft-metal corroboration is often what turns a disputed roof into an approved one.

Use raking light — early or late sun across the surface, not straight on. Dents disappear in flat midday light and stand out at a low angle. Include a coin or gauge for scale in at least one shot per surface.
Note which elevation each surface faces. A consistent directional pattern across four different metals on the same side of the house is very difficult to attribute to anything but the storm.
Vents, A/C fins and window wraps do the same job. Any soft metal on the property counts.
They prove the event and the stone size. The roof damage is then assessed on its own, but the burden shifts.
Any visible impression in raking light is worth photographing. Density matters as much as depth.
See Insurance Claims services or find your local crew.
Free inspection, photographs of every finding, and a written scope before any work starts.
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