Insurance Claims & Adjuster Disputes

Soft Metal Corroboration: Proving Hail With Gutters, Vents and A/C Fins

Soft metals dent before shingles bruise. Documenting them establishes that a hail event occurred and how large the stones were.

Written by Nathaniel Davis, owner of Roof Gutter Now — a licensed exterior restoration contractor in Ohio, Pennsylvania and New York. Updated August 2026

Adjusters trust metal more than asphalt, because metal cannot age into a dent. Soft-metal corroboration is often what turns a disputed roof into an approved one.

What to document, in order

  • Gutter aprons and downspouts — the most reliable indicator, and at ground level where photographs are easy.
  • Roof vents and turbines — thin galvanized dents readily and holds the impression.
  • A/C condenser fins — flattened fins on the storm-facing side date the event precisely.
  • Window and door wraps — aluminum capping shows strike patterns clearly.
  • Mailbox, grill lid, garage door — off-structure metal that corroborates without any roof argument.
Hail dents documented on metal siding
Soft metals cannot age into a dent, which is why adjusters weight them more heavily than shingle findings.

How the photographs should look

Use raking light — early or late sun across the surface, not straight on. Dents disappear in flat midday light and stand out at a low angle. Include a coin or gauge for scale in at least one shot per surface.

Note which elevation each surface faces. A consistent directional pattern across four different metals on the same side of the house is very difficult to attribute to anything but the storm.

Common questions

What if there are no gutters?

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Vents, A/C fins and window wraps do the same job. Any soft metal on the property counts.

Do dents alone prove roof damage?

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They prove the event and the stone size. The roof damage is then assessed on its own, but the burden shifts.

How small can a dent be and still matter?

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Any visible impression in raking light is worth photographing. Density matters as much as depth.

Need this looked at?

Free inspection, photographs of every finding, and a written scope before any work starts.

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