Wind Damage Claims
Done Right
A creased shingle is a broken shingle — and insurance owes for broken. We find every qualifying crease, tab, and tear, document it properly, and run the claim so you pay only your deductible.
Wind Damage Is More Than Missing Shingles
Missing tabs and exposed decking are the obvious part. The part homeowners — and rushed adjusters — miss: creased shingles. When wind folds a shingle back, the mat fractures at the crease; it may lie flat again, but it’s broken and cannot seal. Creases mean those shingles are damaged, and when your shingle is discontinued with no match available, repair stops being an option — which is how wind claims become full replacements.
We Do The Fighting. You Pay The Deductible.
Free inspection with every qualifying crease and tab photographed and mapped. We help file, then meet your adjuster on the roof so nothing gets waved off from the driveway. If the estimate comes back short — they often do — we supplement with photos, measurements, and code citations until the scope is right. On approved claims you pay your deductible and we build the rest.
Claim Questions, Answered Like We File Them
What wind speed damages a roof?
Gusts in the 50–60 mph range routinely crease and lift shingles — and aging or marginally sealed shingles go earlier. If a storm made the news, roofs in its path have qualifying damage.
My roof looks fine from the ground — should I still check?
Yes. Creases don’t show from the ground, and they’re the most commonly missed qualifying damage. The inspection is free and takes half an hour.
The adjuster only approved a small repair — now what?
That’s where supplements come in. If creased shingles were missed, or your shingle is discontinued and can’t be patched with a match, we document it and push the scope to what the policy actually owes.
Will a wind claim raise my rates?
Weather claims are not-at-fault claims and typically don’t trigger the increases at-fault claims do — your agent can confirm specifics for your policy.
What wind speed damages roof shingles?
Gusts in the 50–60 mph range lift and crease aging shingles; certified-installed architectural shingles carry ratings far higher — age and installation decide the threshold.
What does wind damage look like on a roof?
Creased tabs that fold back, missing shingles, lifted edges with broken seal strips — and horizontal crease lines across storm-facing slopes.
Can wind damage be invisible from the ground?
Usually is — creases read at roof level by hand and angle light. Ground-level ’looks fine’ is how wind claims expire unfiled.
Does insurance cover wind-lifted shingles that resealed?
Broken seal strips are compromised even when tabs lie flat — documented properly, seal damage is legitimate claim scope.
Wind’s Companion Claims
Wind rarely travels alone.
Had Wind? Get Checked Free.
Every crease photographed, the whole claim handled — you pay your deductible.